| Possible payment reduction |
 |
|
 |
| Improves credit scores |
|
|
|
| Weakens credit scores |
|
|
|
| Provides education |
|
|
|
| Includes budgeting program |
|
|
|
| True debt consolidation |
|
|
|
| Improved tax deductions |
|
|
|
| Possible improved interest rates |
|
|
|
| Wholesale interest rates on mortgage |
|
|
|
Customer retention
(after 1 year) |
90% |
Not Applicable |
20% |
| Monthly bill pay |
|
|
|
| Eliminates secured debt |
|
|
|
| Eliminates non-secured debt |
|
|
|
| Offers payment acceleration techniques |
|
|
|
| Cash flow tracking |
|
|
|
| *(only on unsecured debt) |
